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== Top 20 FREQUENT WORDS ==
islamic 64
microfinance 62
approach 39
inclusive 37
mainstreaming 27
khaleequzzaman 20
clients 15
recommendations 8
banks 7
social 7
issues 6
finance 5
pakistan 5
phase 5
spv 5
absence 4
assets 4
banking 4
credit 4
development 4
hiring 4
liquidity 4
mfi 4
murabaha 4
musharaka 4
pmn 4
poorest 4
poverty 4
price 4
survey 4
sustainability 4



== DOCUMENT KEY POINTS ==
*mainstreaming islamic microfinance a an inclusive approach muhammad khaleequzzaman head islamic banking school of islamic banking finance international islamic university islamabad pakistan islamic microfinance an inclusive approach m
*khaleequzzaman

*mainstreaming islamic microfinance a an inclusive approach contents i poverty and gap analysis i issues of microfinance i role of islamic microfinance for inclusion a case of islamic microfinance i review of some islamic banking products for use in microfinance i mainstreaming a issues and some recommendations islamic microfinance an inclusive approach m
*khaleequzzaman

*i financial inclusion a access to finance study i R formally served i R informally served i R financially excluded i microfinance providers pmn network i coverage as of potential poor population i R economic survey
*mainstreaming islamic microfinance a an inclusive approach poverty and microfinance landscape i incidence of poverty i R prsp

*i R high interest rates eats up sustainability of clients i transparency i R flat interest rates un explained fees hidden charges i high cost debt economy than real economy i R separates finance from real economy i R absence of cooperation when client loses i exclusion i R self exclusion due to prohibition of interest i R poorest of the poor and women in gender segregated societies islamic microfinance an inclusive approach m
*mainstreaming islamic microfinance a an inclusive approach issue of microfinance i sustainability i R most of the programs are not sustainable in pakistan i R overall operational and financial sustainability records at and respectively

*developing social capital among clients and mfi instead of clients only negative social negative social capital capital deceit and selection coercion bias mfi i fard al kafayah mistrust i adl clients inefficiency i ihsan i joint liab
*mainstreaming islamic microfinance a an inclusive approach role of islamic microfinance helps resolving issues

*of fin mgmt ifc sponsored yemen study ifc syria bank indonesia indonesia east java a recently conducted survey in azad kashmir exhibits demand districts islamic microfinance an inclusive approach m
*meeting demand for islamic microfinance respondents survey surveyed countries preference cgap jordan algeria and syria planet finance west bank and gaza usaid jordan

*transparency and sanctity of contracts i R islamic values prevent violation of contract and require disclosure of full knowledge relating to financial transaction islamic microfinance an inclusive approach m
*promoting entrepreneurship i R debt not allowed in islam as usual practice i R asset creation and entrepreneurship is promoted

*mainstreaming islamic microfinance a an inclusive approach mainstreaming islamic microfinance issues for mainstreaming i regarding mfis i R limited number of imfis ie a i R limited resource base of imfi i R ineligibility of collecting savings i R product concentration in murabaha i R capacity building of mfi i R sharia advisory i regarding islamic banks i R perception about microfinance as high risk area i R informal sector environment i R absence in rural areas i R absence of credit guarantee scheme islamic microfinance an inclusive approach m
*khaleequzzaman

*downscaling islamic banks i corporate social responsibility fard al kafaya i business case profits and high rate of recovery i limitations informal sector regulatory implications absence in rural areas i possible course of action i R phase a i i linkage with mfis mudaraba or musharaka i urban operation through islamic mf division or cell i R phase a ii i linkage continues i extension of branches in rural areas islamic microfinance an inclusive approach m
*mainstreaming islamic microfinance a an inclusive approach mainstreaming islamic microfinance some recommendations

*mainstreaming islamic microfinance a an inclusive approach mainstreaming islamic microfinance some recommendations linkage islamic bank sharia advisory technology transfer mf ngo mf ngo mf ngo clients clients clients clients clients clients clients clients clients savings financing islamic microfinance an inclusive approach m
*khaleequzzaman

*downscaling commercial banking and establishing imfbs a i sbp guidelines i R full fledged islamic microfinance banks imfbs i R islamic microfinance services by full fledged islamic banks i R islamic microfinance services by conventional banks i R islamic microfinance services by conventional microfinance banks islamic microfinance an inclusive approach m
*mainstreaming islamic microfinance a an inclusive approach mainstreaming islamic microfinance some recommendations

*involving cooperatives i R legitimacy cooperative societies act i R bodies corporate eligible to collect savings and intermediate for financing i R members of provincial cooperative banks refinancing facility i R number of cooperatives i pakistan with
*bank under conversion in phased program total branches islamic mf branches islamic microfinance an inclusive approach m

*market leverage i once ijara and musharaka mudaraba have accumulated ibs or imfis as group may securitize by issuing sukuk
*payment of of spv originator ifi exercise price ijara assets clients

*inclusion i R diversification of approach and products includes selfexcluded i R zakat and sadaqat a divine tools of grant a enables poorest of the poor to benefit from microfinance a systematic approach meeting consumption and then production needs islamic zakat and sadaqaat finance murabaha basic need development of capital working fulfillment entrepreneurship investment capital transformation of hard core poor islamic microfinance an inclusive approach m
*mainstreaming islamic microfinance a an inclusive approach some recommendations

*order of product offering i phase a i st to rd cycle i R murabaha i R salam i phase a ii th to th cycle i R ijara i R diminishing musharaka for durable assets only i phase a iii graduated after th cycle i R mudaraba musharaka islamic microfinance an inclusive approach m
*mainstreaming islamic microfinance a an inclusive approach some recommendations

*input requirements seed fertilizer pesticides advantages meeting total needs lower credit risk liquidity liquidity liquidity inputs in kind need need hiring for hiring for sale of fertilizers seed pesticides harvest land prep
*mainstreaming islamic microfinance a an inclusive approach some innovations murabaha salam a agricultural financing liquidity requirements hiring of tractor implements sowing purchase of water hiring of labour etc

*mainstreaming islamic microfinance a an inclusive approach some innovations istijrar taking from supplies bit by bit repeated sale contract an agreement between a buyer and a seller that the buyer will take from seller the goods he needs with or without fixing the price and without explicit offer and acceptance at each time
*mfi leaves some money with the buyer and he uses this money for purchase of goods whenever needed but in a predetermined period what is required product development effort islamic microfinance sustainability mainstreaming m

*mainstreaming islamic microfinance a an inclusive approach thanks islamic microfinance an inclusive approach m
*khaleequzzaman


 ''Please note, This is an auto generated summary based on sentances position in the document and other factors''
== DOCUMENT WORD ANALYSIS ==
=== Main Category ===
: AlHuda Material\islamic micro


=== KeyWords ===
islam finance bankable contract client profit purchase financial asset microfin risk sale transact price murabahah busi sharia goodasset payment invest



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== DOCUMENT REFERENCES ==


=== Number of Pages ===
19


=== Published Date ===
2016-09-17 00:48:20


== Full Document ==


[http://45.40.136.134/~hodhood/HodHoodDocuments/IslamicFinance/IslamicMicro/Making%20Development%20Assistance%20Sustainable%20Through%20Islamic%20Mi.pdf Read the Full Document]


[[Category:Islamic Finance]]

[[Category: Islamic Micro]]