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				&lt;td colspan='2' style=&quot;background-color: white; color:black; text-align: center;&quot;&gt;← Older revision&lt;/td&gt;
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		<id>https://www.hodhood.com/en/index.php?title=Considerations_for_Implementing_Musharakah_in_Microfinance_b&amp;diff=817&amp;oldid=prev</id>
		<title>Maintenance script: Imported from text file</title>
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				<updated>2016-09-21T02:16:56Z</updated>
		
		<summary type="html">&lt;p&gt;Imported from text file&lt;/p&gt;
&lt;p&gt;&lt;b&gt;New page&lt;/b&gt;&lt;/p&gt;&lt;div&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== Top 20 FREQUENT WORDS ==&lt;br /&gt;
musharakah 10&lt;br /&gt;
profits 7&lt;br /&gt;
ratio 7&lt;br /&gt;
shirkat 7&lt;br /&gt;
cash 6&lt;br /&gt;
accounting 5&lt;br /&gt;
basis 5&lt;br /&gt;
daily 5&lt;br /&gt;
amount 4&lt;br /&gt;
partner 4&lt;br /&gt;
partners 4&lt;br /&gt;
techniques 4&lt;br /&gt;
arrangements 3&lt;br /&gt;
based 3&lt;br /&gt;
business 3&lt;br /&gt;
closing 3&lt;br /&gt;
commercial 3&lt;br /&gt;
distributed 3&lt;br /&gt;
distribution 3&lt;br /&gt;
estimated 3&lt;br /&gt;
ethics 3&lt;br /&gt;
inventory 3&lt;br /&gt;
investment 3&lt;br /&gt;
losses 3&lt;br /&gt;
moral 3&lt;br /&gt;
movement 3&lt;br /&gt;
obtain 3&lt;br /&gt;
opening 3&lt;br /&gt;
participants 3&lt;br /&gt;
required 3&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== DOCUMENT KEY POINTS ==&lt;br /&gt;
*shirkat ul aqd i types if shirkat ul amwal a all participants invest some amount of capital in a commercial enterprise&lt;br /&gt;
*if shirkat ul wujooh a no investment required commodities purchased on deferred payment basis and sold at spot&lt;br /&gt;
&lt;br /&gt;
*losses i losses must be shared in the ratio of capital invested unlike profits where ratio may be greed upon&lt;br /&gt;
*i normal principle is that every partner has a right to take part in management&lt;br /&gt;
&lt;br /&gt;
*termination i musharakah shall be terminated as follows i by giving notice to all other partners&lt;br /&gt;
&lt;br /&gt;
*i capital may be valued at the beginning and end of period and profits distributed in agreed ratio&lt;br /&gt;
*i sleeping partners share cannot be more than his proportion of investment&lt;br /&gt;
&lt;br /&gt;
*ethics and morals i challenges cont if regulatory issues pursuit of default cases is time consuming and costly&lt;br /&gt;
*if cash based economy no verification or recording of transactions through the banking channels&lt;br /&gt;
&lt;br /&gt;
*knowledge of the business i obtain understanding of the different sectors by conducting sector studies and market research&lt;br /&gt;
*i obtain historical perspective of level of earnings of the musharakah participants&lt;br /&gt;
&lt;br /&gt;
*accounting techniques i activity based estimation in absence of detailed accounting systems and records&lt;br /&gt;
*i business operations are generally entirely cash based with low capital requirement&lt;br /&gt;
&lt;br /&gt;
*daily movement of inventory i a simple form designed to show opening and closing inventory together with movement on a daily basis&lt;br /&gt;
*i form should include sale and purchase prices i banks obtain copy of form daily and conduct surprise physical counts periodically&lt;br /&gt;
&lt;br /&gt;
*i sales can be estimated by adjusting for opening and closing inventory&lt;br /&gt;
*payment for carriage i amount paid will indicate number of trips made&lt;br /&gt;
&lt;br /&gt;
*cash reconciliation i reconcile movement of cash to opening and closing balances on a daily basis&lt;br /&gt;
*i a simple form can be designed and used daily to summarize cash movements&lt;br /&gt;
&lt;br /&gt;
*remarks i the entity should examine problems currently being faced in microfinance as the type of customer and creditworthiness are likely to be same&lt;br /&gt;
*i similar conditions may prevail under musharakah arrangements and may require similar solutions&lt;br /&gt;
&lt;br /&gt;
*remarks cont i the ability of businesses to meet financial obligations under musharakah arrangements is enhanced as partner owner is required to share in profits earned&lt;br /&gt;
*i as this is more attractive to businesses banks are likely to build large musharakah portfolios in a short time&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
 ''Please note, This is an auto generated summary based on sentances position in the document and other factors''&lt;br /&gt;
== DOCUMENT WORD ANALYSIS ==&lt;br /&gt;
=== Main Category ===&lt;br /&gt;
: AlHuda Material\islamic micro&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
=== KeyWords ===&lt;br /&gt;
islam finance bankable contract client profit purchase financial asset microfin risk sale transact price murabahah busi sharia goodasset payment invest&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== RELATED DOCUMENTS ==&lt;br /&gt;
:[[Agriculture Islamic Financing by M. Farooq Ahmed Tung]] &lt;br /&gt;
:[[AlHuda Islamic Modes Agricultural Financing By Muhammad Khal]] &lt;br /&gt;
:[[Applying Islamic Finance Principles to Microfinance]] &lt;br /&gt;
:[[Considerations for Implementing Musharakah in Microfinance b]] &lt;br /&gt;
:[[Designing Products for Islamic Microfinance by Mr. Ahmad Ali]] &lt;br /&gt;
:[[Handbook of Islamic SME Finance by State Bank of Pakistan]] &lt;br /&gt;
:[[Islamic Banking A Guide for small and mediam Sized Enterpris]] &lt;br /&gt;
:[[Islamic Finance Principles]] &lt;br /&gt;
:[[Islamic Financial Services and Microfinance]] &lt;br /&gt;
:[[Islamic Microfinance - A Case study to Australia]] &lt;br /&gt;
:[[Islamic Microfinance - A missing component of Islamic Bankin]] &lt;br /&gt;
:[[Islamic Microfinance - A New approach to help small Enterpri]] &lt;br /&gt;
:[[Islamic Microfinance A Case Study of Australia Abu Umar Faru]] &lt;br /&gt;
:[[Islamic Microfinance A Missing Component in Islamic Banking ]] &lt;br /&gt;
:[[Islamic Microfinance and Socially Responsible Investment]] &lt;br /&gt;
:[[Islamic microfinance and socially responsible investments by]] &lt;br /&gt;
:[[Islamic microfinance and socially responsible investments]] &lt;br /&gt;
:[[Islamic Microfinance Report]] &lt;br /&gt;
:[[Islamic Microfinance Shariah compliant way of poverty allevi]] &lt;br /&gt;
:[[Islamic Microfinance Workshop by Muhammad Khaleequzzaman]] &lt;br /&gt;
:[[Islamic Modes Agricultural Financing by Muhammad Khaleequzza]] &lt;br /&gt;
:[[Islamic Modes of Agricultural Financing By Muhammad Khaleequ]] &lt;br /&gt;
:[[Islamic Modesinstruments For Microfinance Institutions]] &lt;br /&gt;
:[[Making Development Assistance Sustainable Through Islamic Mi]] &lt;br /&gt;
:[[Principles of Islamic Finance by Muhammad Khaleequzzaman]] &lt;br /&gt;
:[[Shariah Foundation and Applications in Microfinance by Muham]] &lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== DOCUMENT REFERENCES ==&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
=== Number of Pages ===&lt;br /&gt;
21&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
=== Published Date ===&lt;br /&gt;
2016-09-17 00:47:11&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== Full Document ==&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
[http://45.40.136.134/~hodhood/HodHoodDocuments/IslamicFinance/IslamicMicro/Considerations%20for%20Implementing%20Musharakah%20in%20Microfinance%20b.pdf Read the Full Document]&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
[[Category:Islamic Finance]]&lt;br /&gt;
&lt;br /&gt;
[[Category: Islamic Micro]]&lt;/div&gt;</summary>
		<author><name>Maintenance script</name></author>	</entry>

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