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The Islamic Vision of Development

in the Light of Maqasid Al-Shariah

M. Umer Chapra

Research Adviser

IRTI-IDB

1

The Vision of Islam

• The Vision of Islam:

To be a blessing for mankind (&'()*)+ ,(-‫)ر‬

• To promote the well-being (‫ح‬23) of all

• Isn't this the goal of all societies?

• Yes! The difference lies in the concept of well-being and how it is to be

realized

2

How to Realize well-being (Falah)?

• By helping realize the Maqasid Al-Shariah (Objectives of the Shariah)

&([\]R X[A YZ3 ،ST+XA‫ و‬ST)IW‫ و‬ST)@U‫ و‬STIPW‫ و‬STVR‫ د‬ST')U OPQR ‫ وه> أن‬،,I(J F)G+‫& ا‬A ‫ع‬CD+‫@?>د ا‬A

:g+‫ا‬hi+‫ )ا‬,Q)?A XT*3‫ ود‬،‫ة‬fIPA >T3 ‫>ل‬ab‫>ت ه_^ ا‬PR XA Y‫ وآ‬،,Q)?A >T3 ,I(G+‫>ل ا‬ab‫ ه_^ ا‬OP-

(١٣٩ ‫ ص‬،١ ‫ ج‬، ١٩٣٧ ،gP?]I(+‫ا‬

(Al- Ghazali, al-Mustasfa, 1937, Vol. 1, p.139; see also al-Shatibi.(d.790/1388),

n.d.).

"The objective of the Shariah is the well-being of the people, which lies in

safeguarding their faith (Din), their self (Nafs), their intellect ('Aql), their posterity

(Nasl) and their wealth (Mal). Whatever ensures the safeguard of these five

principles serves public interest and is desirable, and whatever hurts them is against

public interest and its removal is desirable" (al-Ghazali, 1937, Vol. 1, p.139 and al-

Shatibi, Vol. 1, p.38.

3

Some Clarifications:

1. Are these the only maqasid?

2. Are we bound by the sequence given by al-Ghazali?

3. Do we just safeguard or do we go beyond this to enrich and strengthen?

4. Are these maqasid independent of each other or are they interdependent?

• The human self (~PV+‫)ا‬

• Faith (&Rf+‫)ا‬

• Intellect (Y@*+‫)ا‬

• Posterity (YIV+‫)ا‬

• Wealth (‫ل‬X(+‫)ا‬

4

Figure 1

AL-MAQASID (OBJECTIVES OF) AL-SHARIAH

Human Development and Well-Being

To be realized by ensuring the enrichment of the following five ingredients for every

individual

Nafs

The human self

Real human

Mal development and Din

Wealth well-being Faith

(Blessing for

mankind)

Aql

Intellect

Nasl

Posterity

5

Figure 2

Enrichment of the

human self

(Nafs)

Dignity, Spiritual Security Good

self-respect Justice and of life Freedom Education governanc

and social (2) moral and (5) (6) e

equality uplift property (7)

(1) (3) (4)

Need Employme Equitable Marriage and Family

Mental Minimiza-

fulfilment nt and self- distribution proper and social

upbringing of peace and tion of crime

employmen of income solidarity

(8) children happiness and anomie

t and wealth (12)

(9) (10) (11)

(13) (14)

Wealth Intellect Posterity

(Māl) (‘Aql) (Nasl)

Faith

(Dīn)

Human

well-being

(Falah)

6

Figure 3

Enrichment

of Faith

Worldview

(Tawhīd, Khilafah,

Risālah and Ākhirah)

Values Education

(Rules of Proper motivation (moral as well as

behaviour) material)

Justice, freedom, security

of life, property and

honour, honesty, Removal of poverty, Equitable Family integrity,

fulfillment of all socio- need fulfilment of all, distribution social solidarity

economic and political employment and (Human and political

obligations, patience, self-employment brotherhood) stability

thriftners, prudence, opportunities

tolerance, mutual care

and trust, etc.

Good

governance

Enrichment of Self,

Intellect and

Posterity

Well-being of all

(Falāh&)

7

Figure 4

Enrichment of

‘Aql (intellect)

Reward

Proper High quality Library Freedom for

upbringing of education and of thought creative Finance

at affordable research and work

prices facilities expression

Expansion of knowledge

and technological base

Enrichment of faith, self,

posterity and wealth

Socio-economic and

political development

Human

well-being

8

Figure 5

Enrichment of

posterity

(Nasl)

Intellectual and

Marriage and Social solidarity moral Need fulfilment

family integrity development

Moral and Healthy Freedom from

worldly education environment conflict and

insecurity

Enrichment of

self, faith, intellect

and wealth

Sustainable human

development

9

Figure 6

Development of

Wealth

(Māl)

(Trust from God))

Education,

research, and Security of Employment

improvement life, Good Freedom of and self-

in technology and property governance enterprise employment

management and honour opportunities

Removal of Social

poverty, need solidarity and Saving and Optimum rate of

fulfillment and mutual Investment development

equitable trust

distribution

Enrichment of faith, self,

intellect and posterity

Well-being

(Falah)

10

Figure 7

Human Well-Being:

The Light of Maqasid al- Shariah

FAITH (DIN)

INTELLECT(‘AQL) SELF (NAFS)

WEALTH (MAL) POSTERITY (NASL)

11

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← Older revision	Revision as of 02:33, 21 September 2016
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	+
	+
	+	== Top 20 FREQUENT WORDS ==
	+	shariah 11
	+	legal 6
	+	issues 5
	+	model 5
	+	retakaful 5
	+	takaful 5
	+	audit 4
	+	conventional 4
	+	insurance 4
	+	accounting 3
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	+	reserving 3
	+	business 2
	+	countries 2
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	+	infrastructure 2
	+	methods 2
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	+	operators 2
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	+	technical 2
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	+	wakalah 2
	+
	+
	+
	+	== DOCUMENT KEY POINTS ==
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	+	*reflect the state mentioned by abd qadir audah the need for practitioners to be a technically competent in both shari insurance knowledge
	+	*takaful practitioners technically incompetent when it comes to sha issues
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	+	''Please note, This is an auto generated summary based on sentances position in the document and other factors''
	+	== DOCUMENT WORD ANALYSIS ==
	+	=== Main Category ===
	+	: AlHuda Material\takaful
	+
	+
	+	=== KeyWords ===
	+	taka islam insur malaysia productdeferred shariah countries muslim financial retakaful model growth custom partner developed service mutual bankable provided scheme
	+
	+
	+
	+	== RELATED DOCUMENTS ==
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	+	:[[Agency Management,Training and Incentive Programme]]
	+	:[[Audit Issue of Islamic Banking]]
	+	:[[Banca Takaful by Faisal Shahzad Abbassi]]
	+	:[[Best Practices from e- Insurance to e-Takaful by Sami Guello]]
	+	:[[Calculated Risks, Measurable Results]]
	+	:[[Challenges & Issues Faced by Takaful Industry by Mr. Imtiaz ]]
	+	:[[Co-Operative Insurance and Takaful]]
	+	:[[Current Achievements of Takaful by Dr. S. J Malaikah]]
	+	:[[International Cooperative & Mutual Insurance Federation]]
	+	:[[Islamic Banking And Finance Malaysia’s Experience And Achiev]]
	+	:[[Islamic Finance & Investment Symposium by Sohail Jaffar]]
	+	:[[Islamic Insurance in 21st Century by Ahmad Feizal]]
	+	:[[Islamic Insurance Opertunities and Challenges]]
	+	:[[Issues and Challenges in Retakaful by Azman Ismail]]
	+	:[[Leveraging BancaTakaful as a Key Growth Channel by Mr. Rohai]]
	+	:[[Life Family Takaful by Mr. P Ahmed]]
	+	:[[Micro Insurance Co-Operative and Takaful]]
	+	:[[Micro Takaful by Shabir Patal]]
	+	:[[Microinsurance and Takaful]]
	+	:[[Microinsurance, cooperatives and Takaful]]
	+	:[[MicroTakaful – the way forward by Capt. M. Jamil Akhtar]]
	+	:[[Opertunities in Islamic Insurance]]
	+	:[[Present Scenario and Future Potentials of Takaful by Kazi Md]]
	+	:[[ReTakaful by Rohail Ali Khan]]
	+	:[[Syariah Compliant General Takaful Products by Sami Guellouz]]
	+	:[[Takaful and Mutuality by Mohd. Masua Billah]]
	+	:[[Takaful by Abdul Rahim]]
	+	:[[Takaful for Microfinance]]
	+	:[[Takaful Opperunities and Challenges By Azeem Pirani]]
	+	:[[Takaful Products Family Takaful Linked Investment Plans by S]]
	+	:[[Takaful World Prospective Middle East & North Africa]]
	+	:[[Takaful]]
	+	:[[Takful - Zubair Mughal]]
	+	:[[Takful Report]]
	+	:[[The Islamic Vision Presentation]]
	+	:[[The Success of Retakaful by Farid Benbouzid]]
	+
	+
	+
	+	== DOCUMENT REFERENCES ==
	+
	+
	+	=== Number of Pages ===
	+	19
	+
	+
	+	=== Published Date ===
	+	2004-11-02 07:15:53
	+
	+
	+	== Full Document ==
	+
	+
	+	[http://45.40.136.134/~hodhood/HodHoodDocuments/IslamicFinance/Takaful/Technical%20Aspects%20of%20Takaful%20By%20Azman%20Ismail.pdf Read the Full Document]
	+
	+
	+	[[Category:Islamic Finance]]
	+
	+	[[Category: Takaful]]