REITs In Canada

Top 20 FREQUENT WORDS

hbfc 28 housing 27 finance 13 pakistan 13 rep 12 business 10 income 9 population 9 eop 7 offices 7 program 7 representative 7 islamic 6 network 6 service 6 average 5 branches 5 india 5 persons 5 based 4 cities 4 expansion 4 groups 4 locations 4 overview 4 products 4 units 4

DOCUMENT KEY POINTS

sequence of the presentation a c hbfc historical overview new vision mission a c pakistan s demography income affordability a c expansion of out reach program at hbfc Tanother form of outreach islamization of hbfc products
presentation to iuhf world congress session a by zaigham mahmood rizvi chairman managing director h

general information a c house building finance corporation hbfc was established in the year as a statutory federal body under hbfc act with the object of providing financial assistance for construction and purchase of houses
a c now it is in the process of corporatization which is likely to be completed by end of year which will lead to its eventual privatization

a c with its comprehensive reforms agenda a new inhouse computerized delivery mechanism and aided by a new business plan hbfc is all set to meet housing housing finance challenges in pakistan hbfc s new vision to be the prime housing finance institution of the country providing affordable housing solutions to low and middle income groups of population by encouraging new constructions in small medium housing smh sector
future business plan from public sector to corporatization to privatization a c being in public sector under an act of parliament meant that there were severe limitations placed on hbfc in designing and executing a dynamic and market based business plan

responding to housing needs of low income groups is a social responsibility beyond that everything has to be commercially sustainable
hbfc s new mission to be a socially responsible and commercially sustainable housing finance institution

a c pakistan today has an average population density of persons square km while just karachi population mn density is persons square km a c a careful review indicates an existing backlog of
f this practically creates a housing demand for setting up new average sized cities every year to combat rising urbanization and improve upon person room density in densely populated cities

by the end of year eop program would enable hbfc to be present in cities of pakistan a c furthermore under this programme hbfc trains service representatives who are selected after a thorough screening process and franchises hbfc s client service business to them in selected urban rural locations
brief overview of eop a c expansion of out reach program is a new approach being implemented by hbfc to geographically expand its presence in the country via cost effective means

office program is functional hbfc intends to use it to cut operating costs by replacing some of its currently non profitable branches atleast by representative offices staffed by service representatives
preference is however given to those with mba degree or with a similar qualification hailing from the same area a c they are provided both off site and in house training

remuneration system a c fixed payment subsidy of per month for initial years on a declining scale a c commission as per policy is payable on monthly basis only on deal closure and on subsequent recovery of loan from the same clientele
of districts countrywide network a c head office a c regions a c zones turbat a c branches gwadar pasni ormara a c representative offices

a c hbfc has already floated a general takaful insurance company and will be shortly launching a life takaful company a c liability products like reits mbs bonds sukuk are also being developed a c there is a huge un tapped market for islamic sharia compliant islamic products in the country and in the muslim world at large a c hbfc intends to enter in these markets me far east with an intention to raise long term real estate islamic funds sukuk etc
another form of out reach reaching faith based clientele via shariah compliant asset liability products a c hbfc is conducting its housing business based on principles of islamic finance under the guidance of islamic economists scholars

c cp zonal office branches service centres camp location model of hdfc s network courtesy hdfc h d f c india limited branches and virtual subsidiary home loan physical services branches zonal offices india pvt
outlets outlets outlets customers

Please note, This is an auto generated summary based on sentances position in the document and other factors

DOCUMENT WORD ANALYSIS

Main Category

AlHuda Material\sukuk islamic

KeyWords

reit estate invest tax trust NA account incom NA finance boardwalk manage rental busi pakistan limit leas properties NA distributable

DOCUMENT REFERENCES

Number of Pages

13

Published Date

2006-09-25 08:26:11

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REITs In Canada

Contents

Top 20 FREQUENT WORDS

DOCUMENT KEY POINTS

DOCUMENT WORD ANALYSIS

Main Category

KeyWords

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